Why Starling is ideal for migrants

Starling is a zero‑fee digital bank with excellent travel features and strong customer satisfaction.

Why migrants choose Starling

• No monthly fees
• 0% FX fees abroad
• Easy onboarding
• Cash deposits via Post Office
• Great savings tools

Fees

• No monthly fee
• FX card fee: 0%
• Cash deposits: small fee
• International transfers: competitive

Real example: Spending abroad

If you spend £1,500 abroad yearly:

• Traditional bank FX fee: £45
• Starling FX fee: £0

Pros

• Best for travel
• No FX fees
• Strong app
• Good for long‑term use

Cons

• No branches
• Cash deposits limited to Post Office

Who should choose Starling

• Frequent travellers
• Professionals
• Digital‑first users

Who should avoid it

• People needing in‑person support

How to open a Starling account

• Download app
• Upload passport
• Verify identity
• Add UK address

Alternatives

• Monzo
• Wise
• Lloyds